Young Banded Garden spiders are a lighter brown color with white stripes. They become blacker as they mature. Their furry carapace ('neck' region) is covered in silvery hairs. This species, regardless of age, is most active from mid-summer to the area's first freeze.
They build their webs low to the ground in gardens, tall grasses or between shrubs. Like other members of the Orbweaver family, a zig-zagged cluster of spider silk called a stabilimentum can be seen near the center of the web.
Males are half the size of females and can be found at the edge of a female's web before mating. Egg sacs are brown and paper-like with a flattened side making them look like little cauldrons. Females can deliver a moderately painful bite to humans if she is guarding eggs and feels threatened or disturbed. Eggs overwinter and hatch spiderlings in the spring.